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Posted 03/12/2025 by Landmodo.com

10 Affordable Owner-Financed Land Properties in Colorado


10 Affordable Owner-Financed Land Properties in Colorado


Looking for land in Colorado that won't break the bank? You're in the right place! Today, I'm sharing 10 properties throughout Colorado that offer owner financing with affordable terms — no bank approvals, no huge down payments, and flexibility that traditional lenders simply don't offer.

What Makes These Properties Special?

These Colorado properties allow you to invest in land without the traditional barriers. With down payments as low as $99 and monthly payments that can fit almost any budget, your dream of owning land in Colorado can become reality sooner than you think.

Property 1: Mountain Views in Costilla, Colorado

  • Size: 1.15 acres
  • Cash Price: $8,900
  • Down Payment: $159
  • Monthly Payment: $159 for 55 months
  • Features: Mountain property with stunning forest views
  • Learn More: lmodo.ws/293994

This mountain property offers exceptional views at an affordable price. For just $159 down, you can secure this forested parcel with breathtaking scenery!

Property 2: Valley Land in Costilla

  • Size: 5 acres
  • Cash Price: $6,500
  • Down Payment: $200
  • Monthly Payment: $122 for 60 months
  • Features: Spacious valley property
  • Learn More: lmodo.ws/306936

Located in the valley, this affordable 5-acre parcel gives you plenty of space at an incredible price point. At just $122 per month, this is an excellent entry-level investment.

Property 3: Nearly 5 Acres in Costilla

  • Size: 4.94 acres
  • Cash Price: $7,500
  • Down Payment: $199
  • Monthly Payment: $169 for 60 months
  • Learn More: lmodo.ws/309514

Another excellent valley property offering those famous "million-dollar views without the million-dollar price." Southern Colorado offers exceptional value for land investors!

Property 4: 5.1 Acres with Power Access

  • Size: 5.1 acres
  • Cash Price: $10,425
  • Down Payment: $225
  • Monthly Payment: $150 for 68 months
  • Features: Power lines nearby
  • Learn More: lmodo.ws/308440

This property comes with access to power lines, though many buyers in this region are increasingly turning to solar solutions. With 300+ days of sunshine annually in this region, a $10,000 solar setup could easily power a comfortable off-grid lifestyle.

Property 5: Premium 5 Acres in Costilla

  • Size: 5 acres
  • Cash Price: $15,987
  • Down Payment: $299
  • Monthly Payment: $263 for 60 months
  • Learn More: lmodo.ws/309476

Located in a more desirable area of Costilla County, this premium parcel commands a higher price but still remains extremely affordable with flexible owner financing terms.

Property 6: Affordable 5 Acres in Costilla

  • Size: 5 acres
  • Cash Price: $6,900
  • Down Payment: $99
  • Monthly Payment: $147 for 60 months
  • Learn More: lmodo.ws/308328

With the lowest down payment on our list at just $99, this is perfect for buyers wanting to minimize initial investment while still securing a substantial 5-acre property.

Property 7: Expansive 10.5 Acres with Views

  • Size: 10.5 acres
  • Cash Price: $29,999
  • Down Payment: $1,999
  • Monthly Payment: $513 for 72 months
  • Features: Largest property on our list with spectacular views
  • Learn More: lmodo.ws/308672

Our largest featured property at 10.5 acres, this parcel truly delivers those million-dollar views. While the down payment is higher, remember that our sellers are often flexible. Don't hesitate to reach out if you're interested but need different terms!

Property 8: Hillside Property with Trees

  • Size: 5.27 acres
  • Cash Price: $12,950
  • Down Payment: $250
  • Monthly Payment: $250 for 67 months
  • Features: Hillside location with trees
  • Learn More: lmodo.ws/77342

Located in the hills rather than the valley, this property features natural tree cover and elevation that contributes to its higher price point. Beautiful views come standard!

Property 9: Affordable 5 Acres with RV Potential

  • Size: 5 acres
  • Cash Price: $6,499
  • Down Payment: $149
  • Monthly Payment: $149 for 60 months
  • Features: RV-friendly with excellent views
  • Learn More: lmodo.ws/307654

Perfect for RV enthusiasts! At just $149 per month, this property costs less than many car payments but gives you 5 acres of Colorado land to call your own.

Property 10: Pueblo County Residential Lot

  • Size: 0.15 acres
  • Cash Price: $1,990
  • Down Payment: $500
  • Monthly Payment: $251 for 72 months
  • Location: Pueblo, Colorado
  • Learn More: lmodo.ws/303884

Our final property is located in historic Pueblo, Colorado. While smaller at 0.15 acres, this is a residential lot in an established area, making it perfect for those wanting to build closer to urban amenities.

Ready to Own Land in Colorado?

Remember, these prices and terms are just starting points. Our sellers are real people who want to help you achieve your land ownership dreams. If you're interested but need different terms, don't hesitate to reach out and discuss possibilities!

For more information on any property, simply click the "Learn More" links above to connect directly with the seller. No middlemen, no banks – just affordable land ready for your future.

Looking for land in different states? Stay tuned for our upcoming Florida properties showcase, and join us for our live stream next week on YouTube!

Until then, I hope you find the land of your dreams!

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