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Posted 02/02/2025 by LotsofSunshine.com

Palatka, Florida, USA Land for Sale

Wide-Open Space, ZERO Hassle – Own Vacant Land $400/Mo!

$39,797.00 Undeveloped Owner Financed Land
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0.93 ACRES IN PALATKA, FL – BUILD, FARM, INVEST!

This is BIG land with BIG potential! Just 6.7 miles from downtown Palatka, this rare 0.93-acre lot gives you the perfect balance of privacy and convenience. Need space to spread out? Want to start a homestead? Looking for a smart investment in a growing Florida town? This is “THE” land deal for you! Just freedom, land, and opportunity! Create the lifestyle YOU want!

Now, let’s talk zoning—this land is officially classified as AG-AGRICULTURAL, which means options, options, options! Want to build your dream home? Go for it. Thinking of starting a small farm, homestead, or nursery? That’s a green light, too! With power on the street and dirt road access, you’ve got the essentials covered. You'll just need to install a well and septic system, and then you’re off to the races! Whether you want to raise chickens, plant crops, or just enjoy wide-open space, this land is the perfect blank canvas.

Why buy land? Because it’s the smartest investment you’ll ever make! Unlike the stock market, land never goes out of style and only gets more valuable over time. Whether you hold, build, or farm, this Palatka gem is a legacy investment you can pass down for generations. Secure your future today—before someone else does! 

  • APN:28-10-26-0000-8888-0604
  • Legal Description:TRACT 604 The East ½ of the NE 1/4 of the NE 1/4 of the SW 1/4 of the SW 1/4 of Section 28, Township 10 South, Range 26 East, Putnam County, Florida. Less the South and East 30 feet for road, utility and drainage purposes.
  • County: Putnam
  • City, State: Palatka, Florida
  • Size (Acres):0.93
  • Zoning: AG-AGRICULTURAL
  • GPS:29.59338, -81.70768
  • GPS NW:29°35'37.6"N 81°42'28.2"W
  • GPS NE:29°35'37.6"N 81°42'26.7"W
  • GPS SW:29°35'34.6"N 81°42'28.2"W
  • GPS SE:29°35'34.7"N 81°42'26.6"W
  • Down Payment:$999
  • Doc Fee:$297
  • Loan Service Fee (terms/monthly):$20
  • Taxes (terms/monthly):$5
  • Monthly Payment:$400
  • Term Length:110 months
  • Terms Total:$44,995

Utilities:

  • Power: Power on street.
  • Water Well:  You install.
  • Sewer Septic: You install.

What can be built? Farm structures, potentially a dwelling.

Time limit to build? Specific to local ordinances and agricultural provisions.

Is camping allowed? Sometimes, with restrictions.

Are RV's allowed? Possibly, with restrictions.

Are mobile homes allowed? It might be possible, depending on local ordinances.

Stop waiting, Start owning!

Tired of renting? Dreaming of owning your own land? NOW is your chance! We make land ownership EASY and AFFORDABLE with our Owner Financing Deal!

  • EASY Monthly Payments – No Surprises!
  • VERY Low-Down Payment – Start with Less!
  • CASH DISCOUNT Available – Pay Less & Save More!
  • NO Credit Checks – Everyone Qualifies!
  • ZERO% Interest – You Pay What You See!
  • 90-Day Satisfaction Guarantee – Buy with Confidence!

This 0.93-acre property in Palatka, FL is the perfect investment—whether you want to build, farm, or hold for the future! Opportunities like this DON’T last! CALL or EMAIL us NOW before it’s gone! 

Important Notes:

  • All of the information we have about this Property is contained on our Website Property Page.
  • We ask that buyers do their own Due Diligence.
  • You can visit any of our properties at any Time. GPS Co-ordinates and Driving Directions Given.
  • Please call the Applicable County offices for any Specific Questions about the Property.

Driving Directions:

  • GPS:29.59338, -81.70768
  • GPS NW:29°35'37.6"N 81°42'28.2"W
  • GPS NE:29°35'37.6"N 81°42'26.7"W
  • GPS SW:29°35'34.6"N 81°42'28.2"W
  • GPS SE:29°35'34.7"N 81°42'26.6"W

Direction from Gainesville, FL

1. Head east on FL-20 E toward Motes Island Rd (1.2 miles)

2. Make a U-turn. Pass by McDonald's on the right in 35.5 mi (36.2 miles)

Directions from Ocala, FL

1. Head east on FL-20 E toward Motes Island Rd (1.2 miles)

2. Make a U-turn (7.8 miles)

3. Turn left onto County Rd 315 S (10.5 miles)

4. Continue onto NE Hwy 315/NE Co Rd 315 (22.0 miles)

5. Turn right onto FL-40 W. Pass by Renasant Bank on the right in 7 mi. (8.3 miles)

Directions from Orlando FL

1. Take FL-19 S to Co Rd 42 E/Bent Tree Rd in Altoona (57 min, 55.1 mi)

2. Continue on Co Rd 42 E. Take County Rd 439 to FL-44 E (18 min, 13.7 mi)

3. Follow County Rd 46A, FL-429 and I-4 W to E Anderson St in Orlando. Take exit 83 from I-4 W

(34 min, 33.7 mi)

4. Continue on E Anderson St. Drive to E South St (4 min, 0.8 mi)

Directions from Tampa, FL

1. Get on I-75 S in Marion County from FL-20 E and US-301 S (55 min, 48.6 mi)

2. Continue on I-75 S to Tampa. Take exit 45A from I-275 S (1 hr 26 min, 100 mi)

3. Drive to E Cass St (1 min, 0.2 mi)

Contact the Seller
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Property Details

Title
Wide-Open Space, ZERO Hassle – Own Vacant Land $400/Mo!
Status
Owner Financed Land
Complete Address
Palatka, Florida, USA

Pricing Details

Price
$39,797.00
  • Down Payment
  • $999.00
  • Monthly Payment
  • $400.00
  • Months
    110
    Type of Property
    Undeveloped
    APN
    28-10-26-0000-8888-0604
    Acres:
    0.93
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